
Where to Spend, Where to Save: A Teacher’s Guide to Managing Your Finances (A teacher’s financial blueprint)
Author Danny Kofke provides practical tips on budgeting, saving, and spending wisely. This practical guide walks readers through foundational steps—from structuring a working budget to planning to buy a home—to help build savings, improve credit, and knock out debt. With advice on loans, insurance, and retirement, this is the go-to guide for educators to build lasting financial success.
Beginning K–12 teachers can use this book to:
* Create a working budget to facilitate comfortable living on a limited salary
* Understand how their credit score impacts their finances and how they can improve their score
* Develop effective savings to accomplish long- and short-term financial goals
* Strategize to reduce student loan debt without compromising necessary cash flow
* Plan more effectively for major future investments and significant life events
Contents:
Introduction
Chapter 1: Budget on a Teacher’s Salary
Chapter 2: Save More in the Short and Long Term
Chapter 3: Spend Less
Chapter 4: Protect What Matters
Chapter 5: Understand Your Credit Score
Chapter 6: Eliminate Your Debt
Chapter 7: Understand How to Buy a House and Manage a Mortgage
Chapter 8: Plan Your Legacy
Conclusion: What Really Matters
References
Index
Danny Kofke Foreword by L. C. (Buster) Evans
Published: Sep 15, 2025
ISBN: 9798893740554
SKU: Sol0554
Publisher: Solution Tree
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Where to Spend, Where to Save: A Teacher’s Guide to Managing Your Finances (A teacher’s financial blueprint)
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